Frequently Asked Questions
Last Updated: September 18, 2026
Do you approve everyone?
Yes. Car Credit Tampa approves every customer based on income and ability to pay, not credit score.
Can I get approved if Iโm new to the country and have no credit?
Yes. Car Credit Tampa specializes in helping customers who are new to the country or have no credit history get approved based on income and ability to pay.
Do you check my credit?
Yes, we review credit, but it is not the deciding factor. Approval is based primarily on income and ability to pay.
Do you offer two years of free maintenance?
Yes. Almost every vehicle purchased at Car Credit Tampa includes two years of free maintenance.*
Some vehicles may not qualify; please check the individual vehicle listing for details.*
Some vehicles may not qualify; please check the individual vehicle listing for details.*
Do you have Spanishโspeaking staff?
Yes. Our team is fully bilingual in English and Spanish at all three Tampa Bay locations.
Can I get approved if Iโve had bankruptcy or repossession?
Yes. We approve customers regardless of past credit challenges, including bankruptcy or repossession.
How many locations do you have?
Car Credit Tampa operates three locations across the Tampa Bay area.
How often is your inventory updated?
Inventory is updated daily across all three locations.